Many people are aware of the financial commitment that is involved when investing in a home, but what that amounts to is different for every person. From the first-time home buyer mortgage loan you can afford to what a lender will allow, there are plenty of details involved in determining the right home for you. […]
Last week’s economic reports included readings on job openings, retail sales and consumer sentiment in addition to weekly reports on new jobless claims and Freddie Mac’s survey of mortgage rates. Job Openings Hold Steady in November; Quits and Hires Increase According to the Labor Department, job openings held steady with a reading of 5.50 million […]
There are a variety of mortgage products out there that serve the needs of different homeowners, but for the uninitiated it can be hard to know what will work best for them. If you happen to be close to retirement and are looking at options that will be more financially beneficial for you, here are […]
Once you’re done with debt and you’ve started to save, it’s commonly the case that you’ll start hearing about the risks and rewards of investing in stocks or real estate. Unfortunately, it can be difficult for many people to know what type of investment is going to work better for them down the road. If […]
There was a time when a higher percentage of people were married before they committed to buying a home together, but it’s a lot more common to co-habit and invest in a home together. If you’re considering the commitment of a mortgage without being married, here are some things to be aware of before you […]
The springtime is known to be one of the best times to put your home up for sale. However, if you’re not necessarily planning on engaging a real estate agent, it’s important to be prepared for all of the hard work involved in putting your home up for sale. Whether you’re new to the market […]
2017 started with good news; fixed mortgage rates were lower, but the national unemployment rate ticked upward and labor reports showed fewer openings for public and private sector jobs. Construction spending was higher in November. Mortgage Rates Lower; Construction Spending Higher Freddie Mac reported lower average rates for fixed rate mortgages as the average rate […]
If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that can have a negative impact on your application. Whether you’ve just submitted your documents or are getting close to […]
There is a particular pleasure in a well-organized closet; not to mention the space and energy-saver that it becomes! And the best part is that you don’t need to spend tons of money to get a dapper closet space. A lot of the work is just thinking outside the (clothing) box. Plan The Closet First […]
There are so many things involved in moving into a new home in a different neighborhood that it can be easy to forget about the proximity of many nearby amenities. However, if you have children, the local schools available can make-or-break the decision on whether or not to invest in a house. If you’re wondering […]
