Homeowners who are struggling to make their monthly mortgage payments can make it easier on themselves by cutting costs in other areas. Learning how to budget effectively will likely enable homeowners to pay their mortgage payments on-time, every time. Here are five of the best budget tips: Conserve Energy It is advisable to be mindful […]
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The sales of new U.S. single family homes fell only slightly in November in the wake of higher mortgage rates. Meanwhile, prices on new homes continued to rise, signaling to national housing market experts that the market truly is weathering higher mortgage rates, according to a recent news article. National Housing Market Showing Resilience, Experts […]
If you are considering applying for a refinance or buying a home, it is important to understand the mechanics of your mortgage loan. Before you sit down to speak with your loan officer, you should consider preparing a list of questions you feel may need to be answered. Typically, your Jacksonville NC loan officer will […]
Many of my clients (especially Baby Boomers who are downsizing or relocating) ask me if they should pay cash for their next house or finance it with a new loan. While the idea of owning a home free-and-clear is certainly appealing, I always present them with a series of questions to help them clarify the […]
Mortgage loan pre-qualification. Why does it matter? Let me see if I can frame it this way… Has this ever happened to you? You’re out with friends and decide to grab dinner. There’s a new place in town you’ve heard is fantastic. Rave reviews, amazing cuisine. Everyone’s excited. You drive over, pay for parking, and […]
With mortgage rates starting to rise and prices just about perfect for buying, I’ve had a lot of discussions lately with first-time home buyers about what it takes to get a loan these days at a good rate. Naturally, a good credit score is important. (Typically, we’re seeing the best rates for buyers with scores […]
Learn the basics of how a HomePath Renovation Loan can help you buy that Fannie Mae foreclosure that needs repairs and doesn’t qualify for regular VA, FHA, or USDA financing. If you have any questions about a Fannie Mae foreclosure or if you want a list of Fannie Mae Foreclosures, give us a call or […]
Let’s face it. In today’s economy many of us have credit issues at some point in our life. It could stem from anything from an unforeseen illness to the loss of a job. The turbulent economy hasn’t helped. Many of may have once had a perfect credit history but now there may be late payments […]
Looking back to 2009 the Home Buyer Tax Credit was created to help the crippled housing industry to get back on its feet. Twenty-five billion dollars was spent as a short-term shot in the arm to jumpstart the housing market by helping hesitant home buyers to get off the fence. Just a couple of months […]
